Major Costa Rica projects need a serious capital plan.
GAP Equity Loans works with developers, property owners, and project sponsors preparing substantial, well-organized projects for a confidential capital discussion.
For substantial, well-prepared opportunities.
This page is for serious Costa Rica projects generally seeking approximately US$30 million or more. It is not intended for ordinary residential or routine property-backed loan requests.
The strongest opportunities have a defined project, experienced sponsors, realistic budgets, clear property rights, and a practical plan for construction, operations, repayment, refinancing, or sale.
A strong starting point matters. A clear project summary and organized supporting information allow GAP to understand the opportunity, its scale, its current stage, and the type of capital structure being considered.
Large projects can take many forms.
GAP may review major hotel and hospitality developments, hospitals and medical facilities, commercial buildings, mixed-use developments, institutional properties, large residential developments, and selected government-related or infrastructure-linked opportunities.
Each project is considered on its own merits. The project, sponsor experience, property position, capital requirement, and proposed structure all matter.
A serious project file normally includes
- Property ownership, title, surveys, and legal structure
- Location, access, water, utilities, and site conditions
- Permits, environmental requirements, and approvals
- Detailed budget, schedule, and use of funds
- Project sponsors and management team
- Market support, feasibility, or operating plan
- Available equity, collateral, and committed capital
- A practical repayment or exit strategy
The property and the business plan both need to support the project.
A strong concept and attractive location are useful, but they are only part of the picture. Large capital discussions require a documented project that can be understood from both the property and business sides.
Water, access, utilities, zoning, permits, environmental requirements, construction approvals, and site conditions can materially affect the budget, timing, and feasibility of a major project.
Capital Structure Is Reviewed For Each Project
Large projects can require a different approach from ordinary property financing. The appropriate structure depends on the project stage, use of funds, available equity, collateral, sponsor experience, projected operations, and proposed repayment or exit plan.
Some opportunities may be suited to a single capital source. Others may require staged capital, construction funding, refinance planning, or a broader institutional review.
The first goal is to understand the full project and determine whether its structure is appropriate for a more detailed discussion.
Information That Helps A Project Review
- Defined project type and current development stage
- Clear ownership, title, and legal structure
- Plans, permits, studies, and technical information
- Detailed budget and construction timeline
- Market support, financial projections, or operating plan
- Sponsor experience and management capacity
Capital Discussion Considerations
- Requested capital amount and intended use of funds
- Capital already invested or committed
- Available collateral and project equity
- Expected construction or operating milestones
- Proposed repayment, refinance, sale, or exit plan
- Professionals available to answer legal, technical, and financial questions
Different major projects require different planning.
Hospitality Development
Major hotels, destination properties, and hospitality developments may be reviewed with attention to the location, project stage, market support, operating plan, sponsor experience, and capital structure.
Commercial Or Mixed-Use Project
Commercial and mixed-use projects may require a clear market plan, detailed financial projections, practical access and infrastructure, and an organized development budget.
Medical Or Institutional Facility
Medical and institutional projects benefit from appropriate approvals, experienced leadership, a clear operating plan, and a practical path to completion and operation.
Bring the project together before the capital discussion.
Start with a concise project summary that includes the property location, requested amount, project type, current stage, ownership structure, available collateral, total development budget, capital already invested or committed, and the proposed repayment or exit plan.
Please also include available title information, plans, permits, feasibility material, financial projections, construction budgets, timelines, photographs, and a short background on the sponsors and project team.
A clear file supports a better capital discussion.
1. Project Summary
GAP reviews the project type, location, capital requirement, current stage, sponsors, and intended use of funds.
2. Initial File Assessment
Available property, legal, technical, financial, and project documents are organized for an initial assessment.
3. Structure Discussion
The capital plan, available equity, collateral, financial model, and proposed exit strategy are considered together.
4. Further Due Diligence
Where appropriate, the project may need additional legal, technical, financial, market, or operational information.
5. Capital Source Fit
The project is considered in relation to the type of capital source and structure that may fit its size, stage, and requirements.
6. Next-Step Planning
GAP can explain the most important information to prepare for a more detailed project assessment.
A practical first discussion.
Large projects work best when the property, legal structure, development plan, construction budget, operations, and capital plan are being handled by capable professionals who can answer detailed questions as the review develops.
Organized information makes it easier to identify what should be prepared before a more detailed project assessment.
Have a major Costa Rica project to discuss?
If you have a serious, well-prepared project seeking approximately US$30 million or more, contact GAP Equity Loans to begin a confidential discussion.