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Borrow Money in Costa Rica!

Use your property as collateral (guarantee) to get the money you need fast!

Get your loan now! +506 4001-6413
USA/Canada toll-free 855-562-6427

Since 2008, we’ve specialized in helping people secure equity loans in
Costa Rica through private investors.

Have a look through the variety of types of loans we focus on


In most cases, our private lenders can close and fund a loan within 7 – 10 business days. Compare that to the typical six months up to a year with conventional banks, and you can see why real estate developers, investors, homeowners, business owners choose us.


Equity Loans Through Us

Borrowing against your home is a helpful way to get money for unexpected expenses or make your plans come true by helping you fulfill your financial goals. Here at Gap Equity Loans, we understand dealing with other financial institutions can be overwhelming at times. Find out more.



Gap Equity Loans can be a better choice in the flexibility of terms offered. We have access to private investors and lenders that conventional banks do not. As a result, private investors we work with can provide lower rates, lower closing fees, and more financing options than conventional banks.


Turn Your Home Into An Asset

Use your home as collateral (guarantee) to get the money you need fast

Our home equity loans offer:
• Funds in a lump sum
• Fixed monthly payments
• Easy to follow the payment schedule
• Fixed interest rate for the life of the loan.



We work with customers to have their loan requests approved quickly. As long as the borrower can repay the loan and has sufficient money invested in the collateral property, our private lenders can typically see past the problems that would prevent a regular mortgage.


Getting The Right Deal

Private loans with interest rates, comparable to conventional banks, borrow up to 50% LTV (loan to value), $50k to $1 million+, easy qualifying! Equity loans for residential, commercial, and industrial properties that do not qualify for a conventional bank. Learn more.


Complete Our Form to Borrow Money in Costa Rica

Fill out our loan request and get started with your future now!

How to get a loan in Costa Rica

Gap Equity Loans is specialized in providing consulting services to potential borrowers looking for equity loans, and knows how to get a loan in Costa Rica to make sure your…

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Equity Loan Risks Costa Rica

There can be a few options to choose from when taking out a loan, depending on what country you are in. In Costa Rica, a private home equity loan is…

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