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Costa Rica Home Equity Loans

Costa Rica Home Equity Loans can provide access to large amounts of money and are easier to qualify for than other types of loans because you’re putting up your home as collateral (a guarantee). We have access to many private investors and lenders that conventional banks do not. As a result, we can provide lower rates, lower closing fees, and more financing options than conventional banks.

Our goal is to connect borrowers with investors who can help you finance your investment property. We don’t think you should have to jump through hoops to learn how to secure a loan for an investment property. We certainly aim to make it as simple as possible for people like you, who have worked hard and saved for a long time to acquire the cash you need to realize your plans.

 

Have a look at some of our previous loans below:

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Use Your Home as a Guarantee (Collateral)

Do you own property in Costa Rica? Are you looking to leverage its value? Our home equity loans might be the answer you’re looking for. 

Luckily for you, obtaining a home equity loan with us is much easier than you might think, with far less hassle & obstacles than the conventional bank process. Using the equity you have built up in your home, a loan can help you achieve many financial goals.

Use a home equity loan to:

  • Open a Small Business
  • Renovations
  • College/Graduate School
  • New Vehicle
  • Dream Vacation
  • Weddings

Get a loan from $50,000 US up to $1,000,000+ US based on the equity in your property.  You may qualify for a home equity loan that reaches up to 50% of your home’s value!

A typical loan of this type can be anywhere from 6 to 36 months. We look at all kinds of properties, both large & small. For example, if your home is worth $200,000 US, you can get a loan of up to 50% or $100,000 US, minus the closing costs. In exchange, the lender will place a mortgage lien on the title until you pay back the loan in full. You only have to pay the interest each month and the principal at the end of the term.

 

Why a Gap Equity Loan is right for you

Many of our clients say that Gap Equity Loans meets their financial needs better than Costa Rica banks. In other words, we can be a better option than conventional banks.  That is because we focus on the following factors:

  • Speed of Funding Loans

In most cases, we can close and fund a loan in about 7 – 10 business days. Compare that to the typical six months up to a year time frame with conventional banks, which slows the process for the borrowers. Now you can see why our clients – real estate developers, investors, businesses, and homeowners, choose us.

  • Flexibility Of Loan Terms

We work with our Private Lenders to structure the loan repayment and collateral (equity) release terms to benefit both parties mutually.

  • Approval of Loans

Sometimes conventional banks will deny loan requests due to a self-employed borrower, a short work history, lack of income history, etc. With us, you have a greater chance of getting a loan authorized, even if a bank denied you in the past. We work with borrowers to get quick approvals on their loan requests. Our private lenders are typically willing to overlook these difficulties if the borrower can repay the loan and has adequate cash invested in the collateral property.

The advantages of our services are clear as day:

  • NO upfront fees
  • NO annoying forms
  • LOW-interest rates
  • Fees similar to bank’s
  • Top-notch experts

To sum up, we help borrowers get access to needed cash fast. So, if you cannot obtain traditional financing, if the bank’s requirements are holding you back, look no further!  Do you need a fast turnaround, a simple loan application process? Count on us for all your borrowing needs.

Consider filling out an application for a private equity loan. For more information regarding the process and required application materials, contact us today.

 

To fill out a loan request – click HERE.

Loan Process step by step – click HERE.

For our FAQ page – click HERE.

If you are looking to invest – click HERE.

To use our free Loan to Value Calculator – click HERE.

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