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Do you know people looking for a loan that owns a property in Costa Rica? In this case, you can use our Loan Referral Program and earn extra money!
GAP  Equity Loans is a financial services company specializing in brokering home equity loans. We are a fast, simple, and effective alternative to using traditional lending institutions in Costa Rica.


Do you need to be an expert on equity loans?

No, you don’t need to be an expert on equity loans. But you should know some basic information about equity loans that will help you refer quality loans to us.

We generally like to process loan amounts below 45% of the value of the collateral property. This ratio is known as the Loan to Value ratio (LTV), based on the property’s “quick sale” price, not a retail price. A quick sale price is a price at that you can sell the property in 90-120 days.

*The lower the LTV percentage, the higher chance of the loan being closed and funded.


Earn extra cash helping us!

Would you like to get paid to help us with loans? All you have to do is refer people (borrowers) that need a loan, and we will pay you a referral fee once the loan has been closed (funded).

Does that seem too simple? Well, it is!

If you know someone that needs an equity loan, follow these simple steps:

  1. Confirm their request meets our Loan to Value (LTV) criteria.
  2. Give them our company name, company website, and company phone number.
  3. Send the borrower’s full name and phone number to Lawsen at our WhatsApp +506 8500 2085.

That’s all that you need to do. And once the borrower’s equity loan has been funded, you will get paid your referral fee.


How does it pay?

  1. Casual (Part-time)

    If you bring us a quality loan, your referral fee will be 0.5%. (for example, $500 US for every $100,000 US borrowed).

  2. Advanced (Full-Time)

    If you consistently bring us quality loans, you can earn more – 3 loans in 6 months will increase your referral fee up to 1% (for example, $1000 US for every $100,000 US borrowed). To remain at 1%, you will need to keep up with this level (no less than 3 loans in 6 months). Otherwise, you will revert to 0.5%.

*The Referral free quote above is for standard equity loans with standard closing fees.


What kind of loans do we prefer?

We like loans when borrowers use the money for the following reasons:

  • Open a Small Business;
  • Home Renovations;
  • College/Graduate School;
  • New Vehicle;
  • Dream Vacation;
  • Weddings, etc.


Preferred locations for equity loans

We prefer to fund loans in the following areas of Costa Rica:

  • The Central Valley (GAM);
  • Costa Rica’s best beaches (Jacó, Manuel Antonio, Tamarindo, Santa Teresa, Nosara, Conchal, Papagayo, Uvita, Ojochal, etc.)


Check the full list of the services we provide HERE.




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