Don’t Start Your Costa Rican Dream Project Without Us: A Borrower’s Guide to Large-Scale Funding

September 18, 2025
Borrow, Credit, Equity Loans

Costa Rica, with its lush landscapes and booming real estate market, is a land of opportunity. You have the vision for a groundbreaking project – a luxury eco-lodge, a boutique hotel, or a residential development. You’ve found the perfect piece of land, and you’re ready to break ground. But before you take another step, there’s a crucial question you need to ask yourself: Is my project truly ready for funding?

In Costa Rica’s complex real estate and financing landscape, the answer is rarely a simple yes. The path to securing large-scale project funding is fraught with hidden risks and regulatory hurdles that can derail even the most promising ventures. This is where GAP Equity Loans come in. We are not just a source of funding; we are your strategic partner, here to guide you through every step of the process, from initial due diligence to successful project completion. We work with large funding companies from the USA and other countries, and we know what they look for in a project. Before you invest your time, money, and passion into your dream project, let us help you ensure it’s built on a solid foundation.

The Critical First Step: Why Pre-Project Consultation is Non-Negotiable

Many aspiring developers in Costa Rica make the same costly mistake: they fall in love with a property and rush into a purchase without conducting thorough due diligence. They may have a vision, a business plan, and even initial architectural drawings, but they often overlook the critical legal, technical, and environmental factors that can make or break a project. This is where our pre-project consultation becomes your most valuable asset.

At GAP Equity Loans, we have seen it all. We have seen projects with seemingly perfect plans crumble due to a missing water letter (carta de disponibilidad de agua), a critical document that is often overlooked. We have seen developers invest hundreds of thousands of dollars into a property, only to discover that an unregistered easement cuts right through their planned construction site. We have seen promising ventures stall for months, or even years, due to unforeseen zoning restrictions or environmental regulations.

Our message to you is simple: Don’t let this happen to you. Before you sign any contracts, before you make any down payments, and before you commit to a project, talk to us. Our team of experts will conduct a comprehensive 44-point due diligence process that will uncover any potential risks and ensure your project is not only viable but also attractive to our network of international funding partners.

Our 44-Point Due Diligence Process: Your Blueprint for Success

Our 44-point due diligence process is the most comprehensive in the industry. It is designed to protect you, the borrower, from the hidden risks of the Costa Rican real estate market and to ensure your project meets the stringent requirements of our international funding partners. This exhaustive process covers six critical categories:

Legal Verification (11 points): We leave no stone unturned, from conducting thorough title searches and verifying zoning compliance to ensuring all necessary permits, including the all-important water letter, are in place.
Technical Review (10 stages): Our team of experts assesses everything from property surveys and infrastructure to soil testing and topographical analysis, identifying any potential construction limitations that could impact your budget and timeline.
Environmental Audit (5 layers): We map protected zones, ensure water management compliance, and conduct environmental impact assessments to avoid any regulatory hurdles that could derail your project.
Financial Verification (6 points): We conduct rigorous property valuation analysis, assess tax liabilities, and budget for all closing costs to ensure the financial soundness of your project and its attractiveness to our funding partners.
Practical Verification (6 steps): We conduct on-the-ground site visits, assess access roads, and evaluate community relations to ensure the practical viability of your project.
Funding-Specific Verification (6 criteria): We ensure that your project meets the specific requirements of our funding partners, from lender-specific documentation to a thorough investment return analysis.

By completing this process before you commit to a project, you not only mitigate your own risk but also significantly increase your chances of securing the funding you need. A project that has been thoroughly vetted by GAP Equity Loans is a project that is ready for success-ready for our network of international investors.

Your Vision, Our Expertise: Let’s Build Your Dream Project Together

At GAP Equity Loans, we believe in the power of partnership. We are not just a lender; we are your strategic partner, invested in your success. We have the experience, the expertise, and the network of international funding partners to help you turn your vision into a reality.

Secure Your Project Financing. Borrow $1,000,000 up to $100,000,000 and even more. Our team can help ensure your project meets all lender requirements before you submit your financing application.

Don’t let the complexities of the Costa Rican market stand in the way of your dreams. Before you start your next project, contact our Due Diligence Team for a confidential consultation. Let us help you build your dream project on a foundation of security, compliance, and success.

WhatsApp our Due Diligence Team at (506) 8888-0003 before your next site visit. Properties in Costa Rica’s hottest markets average 47 days on market – be verification-ready when opportunity strikes.

Ready to take the first step? Apply for your loan here.

Disclaimer: This blog post is for informational purposes only and does not constitute legal or financial advice. Please consult with a qualified professional before making any investment decisions.

Article by Glenn Tellier (Founder of CRIE and Grupo Gap)