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How to choose the right Equity Loans company in Costa Rica

If you want to know how to choose the right Equity Loans Company in Costa Rica, then this article is for you.

Gap Equity Loans is a Costa Rican company founded in 2008 by industry experts looking to offer accessible equity loans for those in need. So, the question of the day is, “Why come to us for a loan and not our competition?”

Here are some of the reasons to come to Gap Equity Loans for a loan:


First, we can close the loan in 5 days, assuming we have all the requested information. So if you need a loan, submit your application, 10 pictures, land survey (Plano catastro) number, and google coordinates. Once we have that and do our preliminary due diligence and valuation, we see the property, give it our appraisal, and present it to one of our many lenders. As soon as one of our lenders is interested, we coordinate the close, and… voila – the money you need is in your hands within days!


Our rates are super competitive! We offer loans from 10-14 %, depending on the quality of the loan and the amount requested. We try to be as fair to the borrower as well as protect the lender. Whenever possible, we try to avoid foreclosures at all costs. They are just looking for a decent, reliable return on their investment. By achieving this, we create a “win-win” situation. Charging 18-24%, giving the borrower enough rope to hang themselves, and this is not what we do!


Gap Equity Loans can do up to $1,000,000 USD loans. These are rare but feasible if the collateral is good enough! Our loan amounts are approximately from $150,000 USD to $250,000 USD. Although we have done loans as low as $25,000 USD, the above seems to be the sweet spot.

Types of Loans

There are many reasons why we can offer more than the banks, for example. We have done loans for solar energy, buying a boat, or renovating your home. We also have done construction loans with some larger companies. These types of loans are more complex. The project must be well underway, meaning 50% completed, before considering the loan.

Our Competition

We pride ourselves on being more than just loan originators. We offer people many services through our affiliates, including wills, insurance-life, property, and even travel insurance! Borrowers often come to us for business plans and executive summaries if a project involves. With over 100 years of combined experience in Costa Rica, we know what works here and what doesn’t. We keep a line of communication open at all times for the borrower so they can call us with any concerns or inquiries. We also pay referral fees! After all, a borrower who knows we are here for them will recommend us to other potential borrowers.

In summary, if you are looking for a quick loan at a great rate, let’s get started today!


Need a loan? – Fill out a loan request now

Any questions? – Contact us!


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Ready for a Relocation Tour? – Click HERE.
Want to invest? – Click HERE.

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