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Choose The Right Mortgage Loan Company

Choosing the Right Equity Loans Company in Costa Rica!

If you want to know how to find the right Equity Loans Company in Costa Rica, then this article is for you.

Gap Equity Loans is a Costa Rican company, founded in 2008 by industry experts looking to offer accessible equity loans for those in need. So, the question of the day is “Why come to us for a loan and not our competition?”

Here are the many reasons to come to Gap Equity Loans for a loan:


We have said it many times before, but we can close in 5 days assuming we have all the requested information. First, submit the application, 10 pictures, and land survey (plano catastro) number and google co-ordinates. Once we have that and do our preliminary due diligence and valuation, we go see the property, then give it our appraisal than we present it to one of our many lenders.  We get the lawyer involved to do the paperwork, once the loan is approved, and coordinate the close and Voila! Money in your hands within days!


Our rates are super competitive! We offer loans from 10-14 % depending on the quality of the loan and amount requested. We try to be as fair to the borrower as well as protect the lender. Whenever possible, we try to avoid foreclosures at all costs. They are just looking for a decent, reliable return on their investment. By achieving this, we create a “win-win” situation. Charging 18-24%, giving the borrower enough rope to hang themselves, is not what we do!


Gap can do up to $1,000,000.00 loans These are rare but feasible if the collateral is good enough! On average, our loan amounts are approx. $150,000.00 to $250,000.00 Although we have done loans as low as $25,000.00, the above seems to be the sweet spot.

Types of Loans

There are many reasons why we can offer more than the banks for example. We have done loans for solar energy, buying a boat or renovating your home. We also have done construction loans with some larger companies. These types of loans are more complex in nature. The project must be well underway meaning, 50% completed before we would consider the loan.

Our Competition

We pride ourselves on being more than just loan originators. We offer people many services through our affiliates, including wills, insurance-life, and property and even travel insurance! Borrowers often come to us for business plans, executive summaries, if there is a project involved. With over 100 yrs of (combined) experience in Costa Rica, we pretty much know what works here and what doesn’t. We keep a line of communication open at all times for the borrower so they can call us with any concerns or inquiries. We also pay referral fees. After all, a borrower that knows we are here for them will definitely recommend us to other potential borrowers.

In summary, if you are looking for a quick loan at a great rate, let’s get started today.

Start today! Contact us for more information or fill out a loan request now.

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