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info@gapequityloans.com

One of the most frequently asked questions we get is “Can I borrow money in Costa Rica?” and the answer is “Yes!” It’s hard to get a loan for a foreigner in Costa Rica from a conventional bank, that is why companies, like GAP Equity Loans are here to help you – we make it easy!

Have a look through the prior loans we dealt with, which are considered to be “closed” ones, meaning that they are no longer available. You can see the variety of types of loans we focus on, and the locations we prefer.

In most cases, we can fund a loan within 7 – 10 business days. Compare that to the typical 6 months up to a year with conventional banks, and you can see why real estate developers, investors, homeowners, business owners choose us. Gap Investments can be a better choice in the flexibility of terms offered to benefit both parties mutually. 

We work with our Private Lenders to structure the loan repayment and collateral (equity) release terms to benefit both parties mutually. We work with borrowers to get quick approvals on their loan requests.


Home Equity Loan in Santa Cecilia:

Amount Requested: $60,000 USD

The borrower was asking for 12% Interest per year
Term Desired: 5 years
Loan-to-Value Ratio: about 30%


Private Equity Loan in Coronado:

Amount Requested: $87,000 USD

The borrower was asking for 12% Interest per year
Loan-to-Value Ratio: about 32%
Term Desired: 3 years
Purpose of the loan: to remodel the house for more comfortable operation and work contracts expansion.


Home Equity Loan in Turrucares:

Amount Requested: $375,000 USD

The borrower was asking for 14% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 20.83%


Private Equity Loan in Hermosa Hills:

Amount Requested: $160,000 USD

The borrower was asking for 14% Interest per year
Term Desired: years


Private Equity Loan in Tambor:

Amount Requested: $82,000 USD

The borrower was asking for 14% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 11.2%
Purpose of the loan: to prepare the property for sale.


Multi-Collateral Equity Loan:

Amount Requested: $220,000 USD

The borrower was asking for 14% Interest per year
Term Desired: 2 years
Loan-to-Value Ratioabout 22%

 


Multi-Collateral Equity Loan:

Amount Requested: $210,000 USD

The borrower was asking for 12.5% Interest per year
Term Desired: 2 years
Loan-to-Value Ratio: about 43.7%


Private Equity Loan in Cobano:

Amount Requested: $200,000 USD

The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 25% 
Purpose of the loan: The borrower needed the loan to construct 2 rental properties.


Home Equity Loan in Garabito:

Amount Requested: $25,000 USD

The borrower was asking for 12% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 43%
Purpose of the loan: The borrower wanted to use the funds as a down payment to purchase this property because their funds were tied up in other short-term investments.


Private Equity Loan in Cobano:

Amount Requested: $50,000 USD

The borrower was asking for 12% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 23%


Home Equity Loan in Grecia:

Amount Requested: $500,000 USD

The borrower was asking for 14% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 36%
Purpose of the loan: to refinance (consolidate) 2 existing mortgages at a lower interest rate/monthly payments.


Private Equity Loan in Guarco:

Amount Requested: $50,000 USD

The borrower was asking for 12.5% Interest per year
Term Desired: year
Loan-to-Value Ratio: about 40%
Purpose of the loan: for continued cash flow into the development project.


Home Equity Loan in Bello Horizonte:

Amount Requested: $250,000 USD

The borrower was asking for 12% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 50%


Private Equity Loan in Jacó:

Amount Requested: $3,500,000 USD
Interest + Term: the lender negotiated the interest rate and the loan term.


Home Equity Loan in Santa Teresa:

Amount Requested: $55,000 USD

The borrower was asking for 12% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 40-45%


Private Equity Loan in Trejos Montealegre:

Amount Requested: $200,000 USD

The borrower was asking for 18% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 40%
Purpose of the loan: to cancel the existing mortgage on the property.


Private Equity Loan in Heredia:

Amount Requested: $150,000 USD


Private Equity Loan in Santa Ana:

Amount Requested: $125,000 USD

The borrower was asking for 18% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 20%
Purpose of the loan: this loan was to assist with the house’s remodeling.


Home Equity Loan in Piedades:

Amount Requested: $120,000 USD

The borrower was asking for 18% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 50%
Purpose of the loan: the funds for this loan were used to construct 2 swimming pools, one for the complex and one for a rancho.


Private Equity Loan in Central Escazu:

Amount Requested: $70,000 USD

The borrower was asking for 18% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 50%
Purpose of the loan: to invested back into the collateral property.


Home Equity Loan in Heredia:

Amount Requested: $225,000 USD

The borrower was asking for 18% Interest per year
Term Desired: 
years
Loan-to-Value Ratio: about 45%
Purpose of the loan: for apartments completion. 


Private Equity Loan in Pavas:

Amount Requested: $160,000 USD

The borrower was asking for 14% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 40-45%


Home Equity Loan in San Jose:

Amount Requested: $125,000 USD

The borrower was asking for 13% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 40%


Private Equity Loan in Nicoya:

Amount Requested: $150,000 USD

The borrower was asking for 14% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 15-20%
Purpose of the loan: The borrower needed the money for his other businesses in San José, and the property is for sale for over $1,000,000.


Home Equity Loan in Uruca:

Amount Requested: $170,000 USD

The borrower was asking for 14% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 30-35%
Purpose of the loan: to continue building the 3rd floor with an additional 10 rental units.


Private Equity Loan in Hacienda Pinilla:

Amount Requested: $75,000 USD

The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 27%
Purpose of the loan: to complete the construction and landscaping of the project.


Home Equity Loan in Santa Teresa:

Amount Requested: $120,000 USD

The borrower was asking for 13% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 15%


Private Equity Loan in Parrita:

Amount Requested: $280,000 USD

The borrower was asking for 18% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 35-40%


Home Equity Loan in Atenas:

Amount Requested: $120,000 USD

The borrower was asking for 18% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 50%


Private Equity Loan in Heredia:

Amount Requested: $75,000 USD

The borrower was asking for 16% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 43%


Home Equity Loan in Santo Domingo:

Amount Requested: $80,000 USD

The borrower was asking for 15% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 44%


Private Equity Loan in Brasil District:

Amount Requested: $304,000 USD

The borrower was asking for 15% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 35%
Purpose of the loan: to pay off a small bank loan and expand their already very successful family business throughout CR.


Home Equity Loan in Mar Vista:

Amount Requested: $275,000 USD

Term Desired: 3 years
Loan-to-Value Ratio: about 50%
Purpose of the loan: the borrower needed to pay off an existing loan and continue forward as this loan originated as a construction loan, and the house is now finished. This home has excellent rental income potential!


Private Equity Loan in Ciudad Colon:

Amount Requested: $325,000 USD

The borrower was asking for 15% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 35%
Purpose of the loan: to expand operations.


Home Equity Loan in Cerro Alto:

Amount Requested: $430,000 USD

The borrower was asking for 14% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 36%

 


Private Equity Loan in Pavas:

Amount Requested: $88,000 USD

The borrower was asking for 14% Interest per year
Term Desired:years
Loan-to-Value Ratio: about 45-50%


Private Equity Loan in Escazu:

Amount Requested: $135,000 USD

The borrower was asking for 17% Interest per year
Term Desired: years
Loan-to-Value Ratioabout 45%


Home Equity Loan in Santo Domingo:

Amount Requested: $370,000 USD

The borrower was asking for 17% Interest per year
Term Desired: years
Loan-to-Value Ratioabout 45%
Purpose of the loan: to finish up each apartment and sell them over the next couple of years.


Home Equity Loan in Rohrmoser:

Amount Requested: $60,000 USD per unit

The borrower was asking for 12% Interest per year
Term Desired: years
Loan-to-Value Ratioabout 48%


Private Equity Loan in Distrito Cuatro:

Amount Requested: $80,000 USD

The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 45%


Home Equity Loan in Cariari:

Amount Requested: $80,000 USD

The borrower was asking for 12% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 45%


Private Equity Loan in Santa Cruz:

Amount Requested: $50,000 USD

The borrower was asking for 12% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 34%


Home Equity Loan in BnB in Santa Teresa:

Amount Requested: $140,000 USD

The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratioabout 43%


Private Equity Loan in Belen:

Amount Requested: $95,000 USD

The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratioabout 48%
Purpose of the loan: The developer of this project needed this loan to pay his 50 employees their government-mandated year-end bonus (Aguinaldo) and to complete 2 construction projects in Nosara and Ojochal (over 50 units).

 


Home Equity Loan in Ciudad Colon:

Amount Requested: $240,000 USD

The borrower was asking for 14% Interest per year
Term Desired: years
Loan-to-Value Ratioabout 45% 
Purpose of the loan: to continue preparing the lots for sale.


Private Equity Loan in San Rafael:

Amount Requested: $65,000 USD

The borrower was asking for 12% Interest per year
Term Desired: 3 years


Home Equity Loan in Samara:

Amount Requested: $55,000 USD

The borrower was asking for 14% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 35%


Private Equity Loan in Escazu:

Amount Requested: $100,000 USD

The borrower was asking for 12% Interest per year
Term Desired: year
Loan-to-Value Ratio: about 30%


Home Equity Loan in San Jose:

Amount Requested: $215,000 USD

The borrower was asking for 12% Interest per year
Term Desired: year
Loan-to-Value Ratio: about 30%


Private Equity Loan in Belen:

Amount Requested: $235,000 USD

The borrower was asking for 12% Interest per year
Term Desired: year
Loan-to-Value Ratio: about 40%
Purpose of the loan: The current lender has requested that the loan be renewed as he has other capital requirements. The borrower is current (up-to-date) in loan payments.

 


Home Equity Loan in Jacó:

Amount Requested: $100,000 USD

The borrower was asking for 14% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 45%


Private Equity Loan in Barrio Escalante:

Amount Requested: $200,000 USD

The borrower was asking for 14% Interest per year
Term Desired: year
Loan-to-Value Ratio: about 45%
Purpose of the loan: to expand the family business in the municipality of Guapiles.


Private Equity Loan in Guanacaste:

Amount Requested: $200,000 USD

The borrower was asking for 16% Interest per year
Term Desired: year
Loan-to-Value Ratio: about 55%


Home Equity Loan in Santa Ana:

Amount Requested: $120,000 USD

The borrower was asking for 14% Interest per year
Term Desired: 3 years
Loan-to-Value Ratioabout 55% 


Private Equity Loan in Mal País:

Amount Requested: $100,000 USD

The borrower was asking for 14% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 60%

 

 


Home Equity Loan in Mal País:

Amount Requested: $110,000 USD

The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 30%


Private Equity Loan in Santa Teresa:

Amount Requested: $130,000 USD

The borrower was asking for 14% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 50%


Home Equity Loan in Santa Ana:

Amount Requested: $130,000 USD

The borrower was asking for 14% Interest per year
Term Desired: years
Loan-to-Value Ratioabout 52%


Private Equity Loan in Barrio Escalante:

Amount Requested: $350,000 USD

The borrower was asking for 13% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 45%


Private Equity Loan for a BnB in Potrero:

Amount Requested: $155,000 USD

The borrower was asking for 12% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 51%
Purpose of the loan: to complete the bar/restaurant, a minor upgrade to the bathrooms, and pay off an existing mortgage.


Home Equity Loan in Santa Cruz:

Amount Requested: $45,000 USD

The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 34%
Purpose of the loan: the borrower needed money to complete the Rancho and add additional rooms to the front of the property. This is a getaway house for the family that resides in a Heredia.


Private Equity Loan for a BnB in Santa Teresa:

Amount Requested: $107,000 USD

The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 42%
Purpose of the loan: the borrower needed money to pay off an existing $50,000 high-interest loan. A swimming pool was added as well as some small kitchen renovations. This allowed them to charge a higher nightly rate.


Private Equity Loan in Santa Cruz:

Amount Requested: $40,000 USD

The borrower was asking for 12% Interest per year
Term Desired: years
Loan-to-Value Ratioabout 36%
Purpose of the loan: the borrower needed money to pay off an existing $25,000 loan and complete the Rancho on a 2nd home.


Home Equity Loan in Santa Ana:

Amount Requested: $107,000 USD

The borrower was asking for 12% Interest per year
Term Desired: years
Loan-to-Value Ratio: about 31%
Purpose of the loan: to expand thriving business in maternity fashion, purchased from the US.


Private Equity Loan in San Antonio, Escazu:

Amount Requested: $33,000 USD

The borrower was asking for 12% Interest per year
Term Desired:  3 years
Loan-to-Value Ratio: about 7%
Purpose of the loan: The money was needed to upgrade the kitchen to obtain the sale price listed, which increased the property value.


Home Equity Loan in Playa Santa Teresa:

Amount Requested: $160,000 USD

The borrower was asking for 12% Interest per year
Term Desired:  3 years
Loan-to-Value Ratioabout 35%
Purpose of the loan: the borrower needed to remodel the kitchen, build a high-end, quaint bar, and put some finishing touches on the place.


Private Equity Loan in Playa Hermosa:

Amount Requested: $325,000 USD

The borrower was asking for 14% Interest per year
Term Desired:  3 years


Private Equity Loan in Playa Samara:

Amount Requested: $40,000 USD

The borrower was asking for 12% Interest per year
Term Desired:  3 years


Home Equity Loan in San Joaquín:

Amount Requested: $172,000 USD

The borrower was asking for 16% Interest per year
Term Desired:  1 year
Loan-to-Value Ratio:  about 52%


Home Equity Loan in Playa Marbella:

Amount Requested: $150,000 USD

The borrower was asking for 12% Interest per year
Term Desired:  1 year
Loan-to-Value Ratio:  about 13%


Private Equity Loan in Las Yoses:

Amount Requested: $162,000 USD

The borrower was asking for 12% Interest per year
Term Desired:  years
Loan-to-Value Ratio:  about 27%


Home Equity Loan in Guachipelín:

Amount Requested: $165,000 USD

The borrower was asking for 12% Interest per year
Term Desired:  3 years
Loan-to-Value Ratio:  about 33%


Private Equity Loan in Rohrmoser:

Amount Requested: $80,000 USD

The borrower was asking for 12% Interest per year
Term Desired:  1 year
Loan-to-Value Ratio:  about 46% 


Home Equity Loan in Rohrmoser:

Amount Requested: $72,000 USD

The borrower was asking for 12% Interest per year
Term Desired:  1 year
Loan-to-Value Ratio:  about 45% 


Private Equity Loan in Tibas:

Amount Requested: $65,000 USD

The borrower was asking for 14% Interest per year
Term Desired:  3 years
Loan-to-Value Ratio:
  about 50%
Purpose of the loan: the borrower needed to pay off debts (mortgage and personal).


Home Equity Loan in Guapiles:

Amount Requested: $175,000 USD

The borrower was asking for 14% Interest per year
Term Desired:  3 years
Low LTV ratio
Purpose of the loan: the borrower needed to pay liens and working capital.


Private Equity Loan in Jacó:

Amount Requested: $80,000 USD

The borrower was asking for 14% Interest per year
Term Desired:  3 years
Purpose of the loan: the borrower needed to refinance existing debt at a better interest rate.


Home Equity Loan in Jacó:

Amount Requested: $100,000 USD

The borrower was asking for 14% Interest per year
Term Desired:  3 years
Purpose of the loan: the borrower needed money for inventory and working capital for another project in Santa Ana.


Private Equity Loan in Montaña del Sol:

Amount Requested: $260,000 USD

The borrower was asking for 12% Interest per year
Term Desired:  3 years


Home Equity Loan in Tres Rios:

Amount Requested: $135,000 USD

The borrower was asking for 12% Interest per year
Term Desired:  3 years
A Low LTV Ratio
Purpose of Loan:
the borrower needed to pay debts and working capital.


Private Equity Loan in Curridabat:

Amount Requested: $75,000 USD

The borrower was asking for 14% Interest per year
Term Desired:  3 years
Purpose of the loan: the borrower needed to pay debts and work capital.


Home Equity Loan in Osa:

Amount Requested: $90,000 USD

The borrower was asking for 18% Interest per year
Term Desired:  3 years
Loan-to-Value Ratio:  about 45%
Purpose of the loan: pay off debt and work capital.


Private Equity Loan in San Carlos:

Amount Requested: $450,000 USD

The borrower was asking for 12% Interest per year
Term Desired:  3 years
Loan-to-Value Ratio:  about 50%
Purpose of the loan: a business loan for a project of the owner.


Home Equity Loan near Samara:

Amount Requested: $350,000 USD

The borrower was asking for 12% Interest per year
Term Desired:  2 years


Private Equity Loan in San Antonio, Escazu:

Amount Requested: $750,000 USD

The borrower was asking for 12% Interest per year
Loan-to-Value Ratioabout 22%
Term desired:  2 years
Purpose of the loan: company investments.


Home Equity Loan in San Rafael, Heredia:

Amount Requested: $70,000 USD

The borrower was asking for 12% Interest per year
Term Desired: 3 years


Private Equity Loan in Belen:

Amount Requested: $200,000 USD

The borrower was asking for 14% Interest per year
Loan-to-Value Ratio: about 42%
Term Desired: 3 years
Purpose of the loan: buying other investment property.


Home Equity Loan in Cariari:

Amount Requested: $250,000 USD

The borrower was asking for 14% Interest per year
Loan-to-Value Ratio: about 42%
Term Desired: 3 years

Purpose of the loan: looking for a better interest rate and extra cash for a business.


Private Equity Loan in Puerto Cortes:

Amount Requested: $100,000 USD

The borrower was asking for 18% Interest per year
Loan-to-Value Ratio: about 33%
Term Desired: 3 years

Purpose of the loan: to pay off debt and working capital.


Home Equity Loan in Curridabat:

Amount Requested: $80,000 USD

The borrower was asking for 14% Interest per year
Loan-to-Value Ratio: about 42%
Term Desired: 3 years
Purpose of the loan: pay off debt and make some improvements on the property.


Private Equity Loan in Liberia:

Amount Requested: $400,000 USD

The borrower was asking for 10% Interest per year
Loan-to-Value Ratio: about 31%
Term Desired: 3 years
Purpose of the loan: cash for a business.


Private Equity Loan in Santa Maria Dota:

Amount Requested: $60,000 USD

The borrower was asking for 14% Interest per year
Loan-to-Value Ratio:  about 48%
Term desired: 3 years
Purpose of the loan: cash money for a business and a little bit to refresh paint and little things to rent.


Home Equity Loan in Cartago:

Amount Requested: $100,000 USD

The borrower was asking for 14% Interest per year
Loan-to-Value Ratio:  about 50%
Term desired:  3 years
Purpose of the loan: the borrower needed money for work capital.


Private Equity Loan for Howler Mountain:

Amount Requested: $120,000 USD

The borrower was asking for 14% interest per year
Loan-to-Value Ratio:  about 30%
Term desired:  2 years 
Purpose of the loan: pay off the other loan, redo the master plan with Chris Moorehead and commence annual cleaning in preparation for lot sales. Improve the entrance and build another well for the property.


Home Equity Loan in Santa Cruz:

Amount Requested: $60,000 USD

The borrower was asking for 15% interest per year
Loan-to-Value Ratio:  about 32%
Term desired:  3 years
Purpose of the loan: to pay off debts and working capital for new business.


Private Equity Loan in Cartago:

Amount Requested: $100,000 USD

The borrower was asking for 15% interest per year
Loan-to-Value Ratio:  about 50%
Term desired:  3 years
Purpose of the loan: the borrower needed the funds to pay off debts and capital for other business.


Home Equity Loan near Tamarindo:

Amount Requested: $100,000 USD

The borrower was asking for 12.5% interest per year
Loan-to-Value Ratio:  about 11%
Term desired:  3 years
Purpose of the loan: pay off small debt and build 6 new chalets to increase sales for the hotel.


Private Equity Loan in Hacienda Pinilla:

Amount Requested: $150,000 USD

The borrower was asking for 12% Interest per year
Loan-to-Value Ratio:  about 12.5%
Term desired:  3 years
Purpose of the loan: To purchase a yacht.


Home Equity Loan in Nuevo Arenal:

Amount Requested: $145,000 USD

The borrower was asking for 12% interest per year
Loan-to-Value Ratio:  about 14.50%
Term desired:  3 years


Private Equity Loan in Escazu:

Amount Requested: $225,000 USD

The borrower was asking for 12% interest per year
Loan-to-Value Ratio:  about 30%
Term desired:  3 years


Private Equity Loan in la Fortuna:

Amount Requested: $70,000 USD

The borrower was asking for 14% Interest per year
Loan-to-Value Ratio:  about 40%
Term desired:  3 years


Home Equity Loan in Escazu:

Amount Requested: $130,000 USD

The borrower was asking for 12% Interest per year
Loan-to-Value Ratio:  about 46%
Term desired:  2 years


Private Equity Loan in Downtown Santa Ana:

Amount Requested: $150,000 USD

The borrower was asking for 12% interest per year
Loan-to-Value Ratio:  23%
Term desired:  3 years


Home Equity Loan in Rohrmoser:

Amount Requested: $60,000 USD

The borrower was asking for 12% Interest per year
Loan-to-Value Ratio:  about 38%
Term desired:  1year 


Private Equity Loan in Marbella: 

Amount Requested: $150,000 USD

The borrower was asking for 12% Interest per year
Loan-to-Value Ratio:  about 13%
Term desired:  1 year


Home Equity Loan in Escazu:

Amount Requested: $162,000 USD

The borrower was asking for 12% Interest per year
Loan-to-Value Ratio:  46%
Term desired:  3 years
Purpose of the loan: to refinance an existing business and open a new one located in Multiplaza, Escazu.


 

 

To fill out a loan request – click HERE.

Loan Process step by step – click HERE.

For our FAQ page – click HERE.

If you are looking to invest – click HERE.

To use our free Loan to Value Calculator – click HERE.

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