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Please, Make your Payments on Time!

As we begin the new year, we would like to take this opportunity to update everyone on how important it is to Make your Payments on Time.

We are already receiving very good loans this year and are going through them as we speak. We have received many inquiries from the December loans as to payment information, which is quite normal. For some reason, the first payments are always awkward. It is your responsibility as a borrower to make your payments on time. We advise all the borrowers to print off the term sheet and highlight the payment date and account information. There is absolutely nothing wrong with paying a couple of days in advance or even a week! Scrambling around on the payment date puts everyone on edge. The “3-day grace period “is only to be used for emergencies and the loan date is the loan date. This is very clearly stated on the term sheet.

Many borrowers have the payments set up on an automatic payment so that you can make your payments on time.  Ask your bank if this is possible.  Remember, the goal is to establish a great relationship between the borrowers and lenders. The first step of that is to pay on time or ever a day or two earlier! The level of comfort increases monthly with every payment made on time and is worth its weight in Gold. Once this loan is paid off, there may come a time when a new loan is needed and with that great track record, it is easy for us to say “Never a day late or a dollar short!”. This is worth more than the collateral itself!

As far as our outlook for 2018, well, regardless of the political environment, the financial world is doing relatively well. We see this, as a lot of money is being requested for project development, or business expansion as well as money for home or office improvements. This is an election year so for the next month or so, Ticos tend to wait and see before making any major financial transactions, but overall business is booming for Gap!

Gap is continuing to improve its website, application forms, and offer more services through third-party sources. We are constantly looking for new loans, so please feel free to send people to us and of course, a referral fee would apply upon the successful completion of the loan. We would like to thank everyone for their continued support and confidence!  So, all in all, 2018 is shaping up to be a great year!

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